Terms of Service

Fortune Telling Laws. Pursuant to applicable laws of certain jurisdictions, a person can be guilty of fortune telling, still outlawed in certain places, when for a fee or compensation, that person claims or pretends to tell fortunes, or holds him or herself out as being able, by claimed or pretended use of occult powers, to answer questions or give advice on personal matters or to exorcize, influence, or affect evil spirits or curses, unless otherwise done so explicitly for entertainment purposes only. Any and all services provided by Black Magic Expert neither claims nor pretends to tell fortunes and neither claims nor pretends to use occult powers in ways that would run against such laws.

Scope of Life Coach Services. The services provided by Black Magic Expert are akin to life coaching services and we strive to help you work on your goals for the future and create the life path you desire. Your experience with Black Magic Expert in no way replaces professional counseling from a licensed counselor or therapist and cannot be relied upon in lieu of sound legal, medical, or financial advice from licensed or qualified professionals. Black Magic Expert in no way diagnoses problems, but rather, suggests creative and intuitive perspectives for understanding your current problems, to help you come up with actions you can take to empower yourself in a way that will maximize your personal and professional potentials. Black Magic Expert strives to help you improve the quality of your life by tapping into your creativity and intuition. The role of such a life coach is supportive.

Disclosure of Limitations. The spirituality-based services Black Magic Expert of should never be used in place of professional counseling. Your reading cannot offer legal, medical, business, or financial advice nor does any portion of your reading from Black Magic Expert purport to do so. You should not rely on any such spirituality-based service to make any decision that would affect your legal, financial, or medical condition. If your inquiry involves the law, finance, or medicine, then you should seek the advice of a licensed or qualified legal, financial, or medical professional. Also, spirituality-based services by Black Magic Expert cannot replace qualified mental health care. A card reading can only facilitate how you cope spiritually with a given situation.

Confidentiality. Black Magic Expert exercises reasonable diligence in maintaining the confidentiality of our services and we will not voluntarily, knowingly, intentionally, or willfully disclose your identity or the contents of your purchases to third parties. However, if Black Magic Expert genuinely believes disclosure is required to: (1) prevent imminent harm or risk of harm to yourself or to another, (2) meet any applicable law, regulation, legal process, or governmental request, or (3) protect or defend Black Magic Expert against claims or threats of claims, then Black Magic Expert reserves the right to do so to the extent reasonably necessary. Please keep in mind that no legally recognized privilege exists between a spiritual professional and client the way a privilege might exist between an attorney and client, doctor and patient, husband and wife, or priest and penitent.

Payment Terms. Due to the difficulty with debt collection, all payments for reading requests must be tendered in advance or COD. Direct credit card and PayPal payments accepted. Please direct your payment preference type to Black Magic Expert at the time of your service request. Please note that all payment transfers are done through the third party platform(s) Stripe, PayPal, Square, and/or Gumroad, so please be familiar with the privacy policy and terms of use for these third party platforms. Black Magic Expert is not liable for any mishandling by these third party platforms. In the event of third party mishandling, your claim will be with Stripe, PayPal, Square, or Gumroad directly. Black Magic Expert does not accept checks or money orders. If your credit card is declined or payment is not properly transferred due to deficiencies on your end, then Black Magic Expert will be entitled to the balance owed plus a 25% interest as additional charge for the deficiency.

Cancellation Policy. For e-mail written reading reports, all sales are final and therefore once acceptance has been confirmed, you will be bound to the terms. This is due to our busy schedule and the enormous burden placed on us if and when there are cancellations.

Service Requested is Not Time Sensitive. You understand and acknowledge that the service you have requested is not urgent and that time is not of the essence. If, however, your inquiry is urgent or time-sensitive, then separate, additional, written arrangements need to be made with Black Magic Expert. If no such documented, written arrangements are made on timing of delivery, then you hereby assure us that your request and needs are not time-sensitive.

Refund Policy for Services. At Black Magic Expert we value one-to-one personalized care, supported by a spiritual point of view. You are requesting a spirituality-based service tendered from experience, specialized knowledge, and personalized attention. Thus, our services are non-refundable. All service fulfillments are final. Nonetheless, we at Black Magic Expert want to ensure that you glean the most value from your spiritual experience with us, and so if you have any questions or concerns, please do not hesitate to reach out. We would be more than happy to attend to you and see what we can do to resolve any concerns you may have.

Refund Policy for Custom-Made Goods. You have specially ordered a custom-made good, which will be hand-crafted and personally prepared by Black Magic Expert. Our products and services come from a spiritual point of view and as a spirituality-based product or service, you will be given personal attention and care. As a result, each product we sell is custom-made and considered a custom good. Thus, regrettably they are non-refundable. All fulfillments are final. Nonetheless, we at Black Magic Expert want to ensure that you glean the most value from your spiritual experience with us, and so if you have any questions or concerns, please do not hesitate to reach out. We would be more than happy to attend to you and see what we can do to resolve any concerns you may have.

Reservation of Right. From time to time, as would be ordinary for any business, Black Magic Expert may modify the Terms of Service and we reserve the right to do so at our discretion accordingly. The terms your service with us will be bound by will be the terms applicable at the time your service was rendered.